Consumer credit card use: the roles of creditor disclosure and anticipated emotion
Journal of Experimental Psychology Applied (2007) - Comment
pubmed: 17386000  doi: 10.1037/1076-898x.13.1.32  issn: 1939-2192  issn: 1076-898x 

Richard L. Wiener, Michael Holtje, Ryan J. Winter, Jason A. Cantone, Karen Gross, Susan Block-Lieb